Ryan Pineda hosts a debate between co-host Brian Davila and guest Michael Zuber as they clash over the best path to building wealth in 2026, covering real estate investing, entrepreneurship vs. W2 income, the housing market, AI’s impact on jobs, and the balance between financial success and enjoying life. Connect with Michael: https://www.instagram.com/onerentalatatime/ https://www.youtube.com/@OneRentalataTime __________ If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com If you're a business owner who wants to get in peak physical shape, we can help! https://www.boardroom-athlete.com/apply Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us __________ CHAPTERS: 01:02 - Michael Zuber’s 3-Step Formula for Building Wealth 09:27 - Living for Today vs. Sacrificing for 10+ Years 16:16 - Side Hustles, Hybrid Entrepreneurs, and Increasing Income 27:55 - Is It Easier to Get Rich as an Employee or Entrepreneur? 40:41 - The 2026 Real Estate Market Forecast and Fed Policy 57:14 - Why Housing Is America’s Biggest Affordability Problem 01:03:52 - AI, Job Loss, and the Rise of Solo Entrepreneurs 01:24:30 - Does Money Actually Make You Happy? 01:27:30 - Living in the Moment vs. Planning the Future