A leading behavioral researcher discusses the importance of setting the right retirement-plan defaults and how the current crisis puts urgency around "rainy day accounts." Listen and subscribe to Morningstar’s The Long View Podcast: Apple: https://podcasts.apple.com/us/podcast/the-long-view/id1462214964 Google: https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS81U0V3a0pZaQ%3D%3D Spotify: https://open.spotify.com/show/21UMpSDjAl7HzyQ0M0wvLw Stitcher: https://www.stitcher.com/podcast/morningstar-inc-2/the-long-view-4?refid=stpr For all Morningstar videos: http://www.morningstar.com/articles/archive/467/us-videos.html