Ramit Sethi of I Will Teach You To Be Rich talks to Kate and Keith, who have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that have ruled their lives: Kate’s need for control, Keith’s fear of being dependent, and the invisible narratives passed down through generations. They imagine a future with travel, community, and purpose, if they can confront this question: What’s the point of having money if you never use it? But first, they need to uncover the mystery behind Kate’s underperforming trust fund, which is $5 million less than projected… 💡 RAMIT’S PODCAST NEWSLETTER * I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI * Order my new book: Money for Couples: https://iwt.com/moneyforcouples * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-pod * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching * Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ THIS EPISODE IS BROUGHT TO YOU BY Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply ⏩ CHAPTERS (00:00:00) “Where is the missing $5 million?” (00:18:04) Ramit breaks down their numbers (00:27:03) “I went into debt to prove I wasn’t after her money” (00:37:03) Returning home—or giving up independence? (00:41:08) Facet Scenario 1: Same income, double travel (00:42:55) Facet Scenario 2: Increase income, buy a house (00:46:11) Facet Scenario 3: Retire now (00:51:20) “I’ve been a passenger in my own relationship” (00:58:12) Where are they now? Kate and Keith’s follow-ups