Joshua & Ryan talk about budgeting. Watch “Maximal” episodes of The Minimalists Private Podcast exclusively at http://patreon.com/theminimalists Questions answered in this episode: Is it good or bad to have a credit rating? Is it appropriate to move in with loved ones to save money? In what order should I pay off my debt? What advice do you have for creating a realistic value-based budget and adhering to it? How do I stick to my budget without restricting experiences with loved ones? What do you recommend to those in the ‘pre-budget’ stage that are not ready to make every dollar go in its place? How can I still afford some enjoyment in life while paying down my crushing student loan debt? What can I do with all these books, CDs, and DVDs that are weighing me down? Detailed show notes: http://theminimalists.com/podcast. You can support The Minimalists Podcast at http://theminimalists.com/support. #TheMinimalists