Ryan Pineda and Brian Davila sit down with Nelson Pizarro to break down how infinite banking uses whole life insurance to build cash value, access capital, and create a long-term strategy for wealth and legacy planning. Connect with Nelson - https://www.bankingforlegacy.com/ https://www.instagram.com/bankingforlegacy?stkn=MWRodG8zOXJxdmpwaQ== https://youtube.com/@BankingForLegacy?si=G7tpS6p7OdSjtdSG https://www.instagram.com/cpfmerge/?hl=en https://www.cpfwinery.com/ __________ If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us __________ Chapters: 00:51 - Whole Life vs. Term 08:12 - Policy Borrowing Benefits 15:02 - Infinite Banking Explained 16:07 - Business Cash Flow 25:57 - Insurance vs. Real Estate 30:04 - Policy Cash Value 32:37 - Market Volatility Strategy 37:59 - Dividends & Legacy Planning 45:04 - Policy Borrowing Mechanics 46:24 - Repayments & Death Benefit 50:48 - Whole Life vs. 401(k) 1:00:05 - Lifetime Earnings & Insurance 1:08:45 - IRAs, Leverage & Premium Finance 1:15:09 - Policy Leverage 1:16:00 - San Diego vs. Vegas 1:21:05 - Make, Manage, Multiply 1:30:11 - Paying Yourself Back 1:33:20 - Conservative vs. High-Risk Investing 1:43:50 - Term vs. Whole Life 1:45:14 - Family & Local Ties 1:45:41 - Banking, Podcast & Businesses 1:46:00 - Closing Remarks