Ramit Sethi of I Will Teach You To Be Rich talks to Mindy and Carl. In their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the FIRE community, they struggle to talk, think, and spend it in healthy ways.  – 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES youtube.com/user/ramitsethi/featured/  – Can’t-miss moments 00:00:00 — 1: Opening 00:04:09 — 2: Would they call themselves cheap? 00:08:32 — 3: A pattern with cheap people 00:16:34 — 4: Flashback to Ramit and Mindy's emotional conversation years ago 00:20:16 — 5: Watch what happens when Mindy talks about her Germany trip 00:26:40 — 6: Ramit's biggest critique of the Financial Independence movement 00:29:50 — 7: 2 layovers from Denver to Florida to save...$20? 00:33:32 — 8: Ramit is not convinced they want to change 00:36:15 — 9: Carl describes his "sad conversations about money" growing up 00:40:55 — 10: Ramit takes a huge left turn 00:45:26 — 11: What changes have they made? 00:57:25 — 12: Do we keep busy so we can escape ourselves? 01:00:01 — 13: The amazing money lesson they are teaching their 13 yo daughter 01:03:13 — 14: Mindy begins looking at life through a new lens 01:07:53 — 15: The tables have turned: Mindy interviews Ramit 01:13:46 — 16: Ramit gives Mindy and Carl some homework 01:15:52 — 17: They will have $32M at age 74 01:17:43 — 18: Mindy and Carl's VIDEO follow-ups – If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.