Clay is joined by Deiya Pernas to discuss his investing philosophy, why he sees opportunity for investors in the digital payments space, and why he is closely following developments in AI. What you'll learn here: 00:00:00 - Intro 00:00:55 - Pernas’ investing philosophy 00:04:44 - How to go about making predictions 00:09:30 - How poker made Deiya a better investor 00:13:30 - Holding cash 00:16:34 - The importance of understanding working capital 00:25:18 - Why Deiya is attracted to the digital payments space 00:28:00 - Stablecoins 00:32:07 - Why Deiya is long Remitly 00:41:30 - Stealing market share from Western Union 00:43:12 - Remitly’s valuation 00:49:24 - Researching AI 00:59:58 - What will AI be able to do in a decade? 01:02:13 - Final hand-off Transcript & Guest Info: https://www.theinvestorspodcast.com/episodes/generating-alpha-digital-payments-ai-w-deiya-pernas/ 🤝 Join like-minded value investors this October in NYC by joining the TIP Mastermind Community. https://www.theinvestorspodcast.com/mastermind/ 💎 Explore a new business weekly and decide if it deserves a spot in your portfolio. https://www.theinvestorspodcast.com/intrinsic-value-podcast/ ▶️ Related Episodes: - Remitly Stock: Multibagger or Stablecoin Casualty?: https://youtu.be/41XzfVXoiDQ - ASML: Europe's Dominant Tech Monopoly: https://youtu.be/VXc6vUEOXQw - The Nvidia Way w/ Tae Kim | Jensen Huang, The Future of AI, & DeepSeek: https://youtu.be/q6aQDkGSOKs 📖 Book Mentioned: - Focus: The ASML Way⁠ by Marc Hijink: https://amzn.to/4lziK6g Listen to our episodes here: https://open.spotify.com/show/28RHOkXkuHuotUrkCdvlOP Visit our website: https://www.theinvestorspodcast.com/we-study-billionaires/ Free PDF: Investing for Beginners: 4 Principles of Stock-Picking: https://www.theinvestorspodcast.com/subscribe-youtube/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions consult a professional. This show is copyrighted by The Investor’s Podcast Network. Written permission must be granted before syndication or rebroadcasting. #Investing #DigitalPayments #ArtificialIntelligence #PortfolioManagement #StockMarket