Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Travis who are in their 40s, living in SoCal with their four kids. Travis is a career military man, imprinting him with some pretty understandable tendencies toward conservatism with money. He’s saved and invested heavily for decades, but it’s left him without the muscle memory to enjoy what he’s built. — 🚨 GET RAMIT SETHI’S WEEKLY MONEY NEWSLETTER * I share news ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt 🙌 GET HELP FROM RAMIT SETHI * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit * LinkedIn: https://www.linkedin.com/in/ramitsethi/ ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ — Can’t-miss moments: 00:00:00 — 1: Opening 00:02:54 — 2: Travis assumes Natalie went over budget for their son's birthday 00:05:59 — 3: They both guilty about everything they spend 00:13:33 — 4: They both guilty about everything they spend 00:20:16 — 5: Watch Ramit's surprise when he sees their numbers 00:23:44 — 6: Their numbers are good. Why don't they have enough to spend? 00:24:24 — 7: Their fixed costs are almost 100% of their take home pay? 00:25:38 — 8: "How can we succeed if our plan is a failure?" 00:29:59 — 9: Why they're always worried about saving enough 00:36:21 — 10: Travis shares his amazing vision of his Rich Life 00:38:49 — 11: What money lessons are their 4 kids learning from them? 00:43:00 — 12: “When does the grind stop?” 00:51:00 — 13: Could they be oversaving? 00:54:29 — 13: Where are they now? Travis and Natalie's follow-up — If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://forms.gle/pjYMaLeThJM3z9uN6 Produced by Crate Media.