Asia Tech Podcast - Episode 109 - Mikko Perez - CEO at Ayannah - It's Almost Like An Evolution The Asia Tech Podcast had a superior conversation (a bit of a catch-up) with Miguel (Mikko) Perez, the Founder, Chairman, and CEO of Ayannah. "Ayannah is a leading provider of digital financial services to the world's emerging middle class, most of whom are migrants or unbanked coming from the base of the pyramid."  Not only is Mikko deeply insightful about the state of FinTech in the Philippines and the rest of the region, but he also cares deeply about Ayannah's clients that use its payments, commerce, and analytics tools. Mikko and I covered a wide range of topics as we caught up from our previous recording back in May 2019.  In this episode we discussed: - The impact of COVID on the growth and business of Ayannah - The role remittances play in the life of people in the Philippines countryside - How payments facilitate not just e-commerce but offline commerce as well - Ayannah's business grew by 8X from 2019 to 2020 - The impact of Android devices getting into the hands of millions of people in Southeast Asia - Contingency planning and remote working...some employees slept in the office - How the Ayannah network actually functions - Payments to InsurTech to Lending