👉 Start with our free 10-day workbook that helps you name your money mindset — anxious, avoidant, or the kind of "giving up" that leads to a long-shot bet — and turn it into an actual plan: https://affordanything.com/fiire The stock market is at record highs and unemployment is historically low — so why do young people feel more pessimistic about money than at any point in the last 47 years? Beth Kobliner has covered personal finance for people in their 20s and 30s for over 30 years and is the New York Times bestselling author of Get a Financial Life. She says this is the hardest she's ever seen it — and she has the data to prove it. Chapters: (2:46) Why this generation has it harder than ever (3:04) The sentiment reading worse than the pandemic and 2008 (5:34) Why unemployment is now worse for college grads (10:23) Why the average first-time homebuyer is now almost 40 (13:50) Why betting and crypto are booming among young people (15:52) The "giving up" effect driving risky financial bets (17:26) Why a sliver of bettors win most prediction-market money (23:26) Is the "avocado toast" spending story even true? (26:54) Why tapping your phone costs more than swiping a card (58:13) Why poorer countries feel more optimistic about the future ❓GOT A QUESTION? WE'D LOVE TO HEAR IT https://affordanything.com/voicemail 🎧 NEVER MISS AN EPISODE Apple Podcasts: https://affordanything.com/applepodcasts Spotify: http://affordanything.com/spotify 🤗JOIN OUR PRIVATE COMMUNITY: https://affordanything.com/community 🤗STAY IN THE LOOP: https://affordanything.com/newsletter 🛠 TOOLS AND RESOURCES: 👉 Get Beth Kobliner's book, Get a Financial Life: https://amzn.to/4pXgPfK 👉 A Random Walk Down Wall Street by Burton Malkiel, the index-fund classic Beth and Paula both referenced: https://amzn.to/4bq9IGC 👀 WATCH THIS VIDEO NEXT: Ask Paula: My Parents Are Drowning In Credit Card Debt. What Should I Do? — https://www.youtube.com/watch?v=1RjxDFD0E64 👋 SAY HI ON SOCIAL: Facebook: https://facebook.com/affordanything Instagram: https://instagram.com/paulapant X: https://x.com/affordanything #GenZFinance #PersonalFinance #FinancialLiteracy #moneymindset [insert link to the video]