📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. → https://ramsey.solutions/yo0vkt ❓ Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2ffdw1w0 Rachel Cruze and Jade Warshaw answer your questions and discuss: - “Should we take a lump sum offer from a cell tower company for the rights to my grandma’s property?” - “My wife told me she wants to leave me because of my financial habits. What should I do?” - “Are we doing too much by involving our kids in our financial planning meetings?” - “We’re behind on our bills and stuck in a cycle of daily payments. How do we get ahead?” - “Should I invest more to catch up on retirement while still paying down my house?” From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance - https://ramsey.solutions/lal3wnh7 💻 ⁠⁠⁠New to the show and want to learn more? Check out our 7 Baby Steps!⁠⁠⁠ - https://ramsey.solutions/f3j22rrk 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/iaopyr ❤️‍🩹 ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget⁠⁠⁠⁠⁠⁠⁠⁠ - https://ramsey.solutions/buei4459 📅 Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry—they sell out every year! - https://ramsey.solutions/vvuo8c7s 🏠 Get organized and prepared to buy or sell a home - https://ramsey.solutions/hvkahs Connect with our Sponsors: - Go to Angel Studios to discover entertainment you can feel good about. ⮕ https://www.Angel.com/Ramsey - Get 10% off your first month of BetterHelp. ⮕ https://www.betterhelp.com/Ramsey - Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey - If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off ⮕ https://www.cbac.com/ramsey - New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY. ⮕ https://www.chministries.org/budget Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org ⮕ http://ChurchillMortgage.com/RamseyOffer ⮕ Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice. - Get 20% off when you join DeleteMe. ⮕ https://www.joindeleteme.com/Ramsey - Go to FAIRWINDS Credit Union for an exclusive account bundle. ⮕ https://www.fairwinds.org/ramsey - Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey - Find top health insurance plans at Health Trust Financial. ⮕ https://www.HealthTrustFinancial.com - Visit Helix Sleep for special offers! ⮕ https://www.helixsleep.com/Ramsey - Use code RAMSEY to save 20% at Mama Bear Legal Forms. ⮕ https://www.MamaBearLegalForms.com - Visit NetSuite today to learn more. ⮕ https://www.netsuite.com/Ramsey - Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. ⮕ https://www.Quo.com/Ramsey - Sign up for your $1.00/month trial at Shopify. ⮕ https://www.Shopify.com/Ramsey - Get started at World News OR use promo code RAMSEY for a 30-day free trial. ⮕ https://worldwatch.news/ramsey - Call 844-2-RAMSEY to get started with YRefy. ⮕ https://www.Yrefy.com/Ramsey - Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today. ⮕ https://www.zander.com/ - Try ZipRecruiter for free today ⮕ https://www.ZipRecruiter.com/Ramsey Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5