Episode #1334 Baselane: Automate your rental cash flow for a chance to win $10K plus BiggerPockets Pro members get a free upgrade to Baselane Smart. Sign up now 👇: https://www.baselane.com/bp Imagine getting *10% off your next rental property* (on the low end). What about getting a *rate in the 3% or 4% range,* or *putting only 5%-15% down* on a property that’s not only affordable but also in the path of progress? As interest rates climb higher and buyers step back, investors have opportunities that *haven’t been available in years,* and in 2027, these opportunities could get even better. Today, we’re talking with another rental property investing veteran (literally), *Zach Lemaster.* Zach spent years as an Air Force optometrist, using a 5%-down loan to kickstart his own investing journey. After *buying properties every year,* even while stationed across the country, Zach realized the *massive effect rentals had on his net worth.* He tried (and initially failed) at out-of-state investing before developing his own system to buy in the best markets with the best management so he could *retire from his 9-5.* He did it, and in doing so created *Rent to Retirement,* one of the *nation’s leading turnkey companies.* Today, he’s sharing the *actual strategy he’s personally using to get 10%* (up to 15%) *off rental properties,* how he scores low (3%-4% range) interest rates, and builds his portfolio, and his customers’ portfolios, with loans as little as 5%-15% down. The *deals keep getting better for investors,* and these might be some of the best we’ve seen. Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media 🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: https://biggerpockets.com/bpcon2026 Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab, _The Book on Negotiating Real Estate_ : https://store.biggerpockets.com/products/the-book-on-negotiating-real-estate?utm_source=owned_media Sign Up for the Investor Brief Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders How “Turnkey” Rentals Can Help You Build Real Estate Riches Faster: https://www.biggerpockets.com/blog/real-estate-626?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Zach: https://www.biggerpockets.com/users/zacharycole?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Dave: https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. NO PURCH. NEC. Open to legal residents of 50 US/DC, 18+ & are landlords/real estate investors. Void where prohibited. Ends 9/30/26. Subject to Rules/free entry method: https://www.baselane.com/10K-terms 00:00 Intro 01:09 Small Investments, HUGE Financial Impact 03:54 Tough First Out-of-State Property 07:45 Know Before You Invest 13:09 Sponsor: Baselane! 14:13 3 Steps to Financial Freedom 16:48 Best Opportunities of 2027 20:33 Get 10%+ Off These Homes 25:29 Use Rentals to Pay Fewer Taxes 28:13 MAKE the Deal Work! 30:28 Work with Rent to Retirement!