Scott Galloway speaks with Jack Raines author of Young Money: A Field Guide to Wealth and Purpose in Your 20s, about why young people may be over-optimizing for retirement at the expense of actually living. Subscribe to Prof G+ to join our next livestream: https://www.profgmedia.com And if you're not already reading Jack’s work, check out his Substack: https://www.youngmoney.co Pre-order his book, Young Money: https://www.penguinrandomhouse.com/books/786678/young-money-by-jack-raines/ Timestamps 00:00 - In This Episode 00:57 - Why do you recommend spending more and saving less when you're young? 04:42 - What’s the balance between healthy finances and optimizing for experiences? 06:54 - What conventional finance advice do you think is wrong for young people? 08:44 - Why is “pursue your passion” bad career advice? 12:18 - Why is optionality a depreciating asset? 14:22 - How do you know when a career path isn't working? 21:58 - Ad Break 24:27 - Which underrated careers offer better opportunities than people realize? 29:41 - Why do metrics and AI risk making us worse thinkers and creators? 32:12 - Is where you live an underrated driver of wellbeing? 35:45 - Ad Break 36:57 - What’s your take on the media industry and the creator economy? 39:46 - What role does AI play in your written work? 42:55 - What’s next for you? Prof G has merch! Shop here to see our latest: https://links.profgmedia.com/merch-pgc Please support this channel by subscribing here: https://links.profgmedia.com/youtube-... Want more Prof G? Check out everything we're up to at https://links.profgmedia.com/home #ProfGMedia #ProfGConversations #ProfG #ScottGalloway #Politics #Economy #Tech #Culture #AI #Business #Leadership #Strategy #Innovation #Podcast #Interview #Insights #Culture