Is homeownership still part of the American Dream—or has it become harder than ever for the average person to achieve? LaRese Purnell and Colin Allen join EYL to break down the realities of buying a home, building wealth and why strong relationships can be more valuable than information. They explain how to become attractive to banks, qualify for a mortgage without traditional W-2 income and avoid the mistake of confusing loan approval with true affordability. We also discuss the five people everyone needs on their financial team, why the right attorney can make or break a deal and how poor negotiation can cost you thousands every year. The conversation also explores Gen Z’s financial future, homeownership as a modern civil rights issue, Cleveland’s $15 billion development boom, the 21st Century ROAD to Housing Act and how the next Federal Reserve chair could impact housing affordability across America. #EarnYourLeisure #EYL #Homeownership #RealEstate #WealthBuilding #FinancialLiteracy #GenZ #AmericanDream #PersonalFinance Subscribe and watch more videos here: https://www.youtube.com/@EarnYourLeisure Join the EYL community for deeper training and a more detailed approach: https://www.eyluniversity.com Join the number one stock club in the world: https://www.ianinvest.com