How do you know if you’re on track with your finances? How much do you need to save for retirement? What to look for in a pension fund? How to diversify to reduce risk? We answer your biggest questions for 2025. 📧 Get the newsletter series Damo mentioned: https://makingmoney.email/series-aua-video 🤝 Improve your finances with our adviser service - book free consultation: https://makingmoney.email/financial-advisors-video 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney Tide - Get 4.07% AER variable on your business savings. Use this link https://tide.co/offers/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. New Tide members receive a 0.78% AER boost on the standard 3.29% on unlimited deposits until 01/06/25 after which the rate reverts to 3.29% and is only earned on balances up to £75,000. Rate correct as of 19/12/24. Full terms: https://tide.co/terms/makingmoneyq1-tnc. - If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters 00:00 - Intro 00:13 - How do you compare to the average? 11:52 -Tide ad 12:45 - How much should you be saving? 18:34 - How to get on track? 26:16 - Vanta ad 27:09 - How to deal with stress? 33:36 - How much do you need for retirement?l 39:10 - What to look for in a pension fund? 42:01 - What to do if you started investing late? 48:08 - How to diversify to reduce risk? 50:24 - What changes are we making this year? 55:38 - Get our free newsletter