Nearly half of working-age people are saving nothing for retirement — so what’s gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to ask him about the government’s plan. 🤝 Make the most of your money with our financial adviser service - book a free consultation: https://makingmoney.email/financial-advisors-video 🎉 Sponsors TaxZap - Do your personal tax return/self-assessment: https://makingmoney.email/taxzap Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney - If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Chapters: 00:00 - Finishing the job 05:17 - 45% don't save 08:20 - Complacency 10:53 - TaxZap ad 11:52 - Big changes 16:36 - Industry problem 21:09 - Investing in the UK 24:29 - Vanta ad 25:39 - State Pension 30:47 - Triple Lock 33:42 - Next 5 years 35:08 - What We Think