Sharan Hegde is the founder and CEO of 1% Club- a fintech app building AI CFO for every Indian. SEBI RIA- INA000018896 Sharan Hegde simplifies personal finance, investing, taxation, insurance, credit cards, and retirement planning - making money more actionable and less intimidating. With 9M+ followers across platforms and 7L+ learners educated through 1% Club, Sharan has built India's most trusted personal finance education brand. 1% Club has since evolved into an AI-powered fintech app that helps users invest, plan, and manage money in one place - a modern replacement for your bank RM. Featured in Forbes, Economic Times, Mint, and Times of India, Sharan is a Columbia MBA dropout based in Mumbai. Subscribe to learn how money actually works.