He believes that the return on investment for spending money on experiences and luxuries is higher for a young person than saving for later in life.

“The ROI is way higher blowing your money as a 22-year-old than when you're old. So I kind of after I after my main base expenses, all that money is just like whatever.”

He recommends maintaining a long-term safety net through disciplined savings and investment rather than high-risk spending.

“Here's what I would do. See, if if I were you, I'd get 5 million bucks on the side stashed away in investments that you never touch unless you absolutely need to. That is your fund that no matter what happens to you, you'll always have an income between 250 to 300 grand a year.”