He believes that once a couple has accumulated sufficient wealth, they must learn the skill of spending money meaningfully to enjoy their life.

“But you've been neglecting the last part, guiltfree spending. And it shows. It shows because there's a fake number there. You don't even spend it. you're only spending 25% of what the CSP tells you.”

He defines his new financial goal as buying quality time with his family through intentional activities rather than focusing solely on saving.

“And in doing so, I set a goal for that, which is actually going to be buying one quality time event or activity per month for the next 3 months.”