Investing in option strategies for retirees is a psychological solution rather than a spreadsheet optimization exercise.

“And I think it just totally misses that's a total spreadsheet mindset that misses the psychological component of these strategies. And I think that's the thing you and I latched onto immediately. It's a psychological thing not a number spreadsheet thing.”

Ed Perks advocates for a flexible, multi-asset investment strategy that allows for shifts between asset classes based on valuations and risk assessments.

“it's always going to be that next most attractive place that we're looking today.”