Student loans should be expungable in bankruptcy to create market-based accountability for universities.

“The ability to discharge that is the single biggest change you could make to the system to be fair to everybody and introduce a better ROI risk scoring calculation mechanism.”

Federal student loan programs create inflationary bubbles by allowing universities to charge high prices while failing to deliver a commensurate increase in earning potential.

“the federal government created a bubble in education cost and that bubble in education cost has now overburdened 15 percent of american adults with student loans”

Forgiving student debt without fixing the underlying system of funding low-value degrees is unfair and amounts to a bailout of the professional class funded by the working class.

“the burden of this bailout is going to fall on them and why should they have to pay stability like somebody working in retail is paying for somebody's graduate school degree in creative writing or something is completely profoundly unfair”

He claims that student loan forgiveness is an unconstitutional move designed by the Biden administration to purchase votes.

“this is a giant wealth transfer the biggest that we have seen in our lifetime to buy votes that is what is going on”