It is necessary to move away from being passive and take an active role in managing household finances.

“I needed to hear that um kind of surprised that I was falling back to these familiar habits my whole life I always had like a caretaker to take care of finances and now that I've given this wonderful chance the second chance to be with a a wonderful man um I was falling back and you know kind of bei”

It is necessary to acknowledge that relying on gimmicks to manage debt is an ineffective long-term strategy.

“I also learned that I need to stop trying to outsmart these Banks because they've been playing this game a lot longer than I have”