ETFs are preferred over individual stocks for most investors because they offer market returns, safety, and diversification with less required research time.

“for me I'm like totally okay with the market return you know and for me the more of the game on my end is like okay getting a market return of like you know anywhere from 8 to 12% over 20 30 years I'm good with that especially if I can crush it in some side hustles”

New investors should prioritize starting with diversified ETFs to build a foundation before attempting individual stock picking.

“I would encourage any new investor as painful as it might be and as boring as it might be at first I would really encourage you to just start just start with ETFs okay just just build a good Diversified foundation with with the V the scds”