Caleb Hammer believes that the financial sentiment of Gen Z is distorted by negative algorithms and a belief that the future is hopeless, which creates a self-fulfilling prophecy of irresponsible spen

“It seems to me like uh a big part of it is people being so unsure about the future and feeling like things are not going to get better that well [ __ ] it. It's almost like the end of days. You know, there's this interesting story about during the Blitz in World War II in London, uh the amount of ca”