The speaker believes that using an app to manage subscriptions is beneficial for simplifying personal finances.

“rocket money is an all-in-one personal finance app that helps you cancel subscriptions lower your bills and manage your money better”

Matt asserts that rocket money provides a valuable service by tracking and managing personal subscriptions and expenses in a single dashboard.

“with rocket money we have full control over our subscriptions and a clear view of our expenses exactly we can see all of our subscriptions in one place and if we see something we don't want rocket money can help us cancel with just a few Taps”

Zane argues that subscription-based mobile applications are a scam because they continue to charge users even after the application has been deleted.

“I always have like editing apps that I just forget to cancel all the time and they're charging me monthly and even if they delete the app it will still charge you mon monthly which is such a scam it doesn't make sense”