Ramit asserts that the couple must sell their assets and pay off debt to achieve long-term financial security.

“This debt is killing you that's why it's driving me insane when we're sitting here agonizing over simple decisions because I see what's possible for you more than even you see it”

Kevin is open to the idea of selling his current vehicle to reduce financial strain and debt.

“I guess I I'm really going to have to go and and figure out what options I have to getting out of that car payment like because everything else is just it's not really do we can't do anything else.”