Download 1% Club App Now! https://bitly.onepercentclub.io/app-download Kalpen Parekh is the Managing Director & CEO of DSP Mutual Fund, with over 25 years of experience in investing and asset management. In this conversation, he shares lessons from decades of observing investor behavior, explains why long-term discipline consistently outperforms short-term predictions, and discusses the principles that shape his investment philosophy at DSP Mutual Fund. The discussion covers behavioral mistakes investors repeatedly make, why bear markets create the best opportunities, portfolio diversification, asset allocation, valuation-driven investing, sector cycles, India's long-term investing outlook, AI and global investing, SIPs, compounding, and the importance of building resilient portfolios instead of chasing popular themes. If you're looking to become a more thoughtful long-term investor, this episode offers practical frameworks rooted in first principles rather than market noise. Kalpen Parekh's LinkedIn: https://www.linkedin.com/in/kalpen-parekh-3a9a047/ Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Introduction 01:37 - Investing Behaviours of Indians 05:36 - Biggest Investing mistake youngsters make 07:55 - Bear Markets vs Bull Markets 09:31 - Principles of Investing for Young Investors 14:17 - “I don’t know, I don’t care” Principle 15:25 - OpenAI Ex-Employee made 15 billion? 18:00 - AI Stocks : Hype or real? 20:35 - How to invest during currency depreciation? 22:07 - Best sectors to Invest 27:00 - Investing in India vs China 31:19 - “The Biggest Mistakes I’ve Done” 34:09 - How often should you change your portfolio? 36:25 - Best Investing advice & learning from Buffet 38:29 - Conclusion #financewithsharan #finance #sharan