❓ Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2ffdw1w0 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. → https://ramsey.solutions/yo0vkt Rachel Cruze and Dr. John Delony answer your questions and discuss: - “My parents keep buying things for me but they're struggling financially, how do I get them to stop?” - “My husband and I don't agree on whether we should close our credit cards.” - “Should we use our emergency fund to buy a couch?” - “Should I pay for a certification to increase my income while I'm in debt?” - “My in-laws want us to build an addition on their home for me to live in, should we do it?” From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/uzqvnu Helpful Resources from Ramsey Solutions: 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: - Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio - Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey - If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off - Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget - Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ - Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey - FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey - Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://guardianlit.com/ramsey?utm_source=video&utm_medium=ramsey_show - Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com - Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com - Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey - Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey - Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5