Want to know if your retirement plan is actually on track? Build your plan with Boldin and see your Chance of Financial Success Score 👉 https://go.boldin.com/affordanything Jamie Hopkins, a Wall Street Journal best-selling author and financial expert who specializes in retirement planning, explains why the idea of a retirement “magic number” can lead people in the wrong direction. In this episode, you’ll learn a more practical way to think about retirement — one that helps you plan for income, lifestyle, and change, instead of fixating on a single number. We also break down how to build a plan that can hold up through inflation, healthcare costs, market swings, and the kinds of surprises that can throw retirement off course. 0:00 Why retirement is more behavioral than financial 0:51 Why there’s no magic number for retirement 2:21 Why retirement calculators can mislead you 4:20 The two biggest risks in retirement planning 5:52 The truth about the 4% rule 8:51 When 4% can become 5% or 6% 10:32 Silver divorce and the hidden financial fallout 17:39 Elder abuse and the risks nobody talks about 22:38 AI voice scams and retirement fraud 29:36 Cognitive decline and financial risk Resources 📘 Grab Jamie Hopkins’ new book, Your Retirement Sketchbook: https://amzn.to/47ZXFxS 👤 Follow Jamie Hopkins on Linkedin: https://www.linkedin.com/in/jamiehopkinsfinancialservices/ 🎥 Check out our interview with Beth Pinsker: https://youtu.be/pAoWdJSRZCM 📩 Join our newsletter: affordanything.com/newsletter _______________ Subscribe via Apple Podcasts: https://affordanything.com/applepodcasts Full show notes for the episode: https://affordanything.com/episode Get our show notes in your inbox: https://affordanything.com/shownotes Follow us! IG: https://instagram.com/paulapant Twitter: https://twitter.com/affordanything FB: https://facebook.com/affordanything Community: https://affordanything.com/community #personalfinance #retirementplanning #retirementstrategy