If you’d like professional guidance from a SEBI-registered financial advisor, please fill out this short form - https://topc.typeform.com/cfo-onboarding We currently advise portfolios worth ₹1,200+ crore, helping people work towards financial independence. In this episode, we talk to Sahil Chaudhary, a fund manager from Jio-BlackRock, about how global investors really think about money. Instead of stock tips or market predictions, this conversation focuses on the basics that actually matter. How investors decide which countries to invest in, why the US gets a big chunk of global money, and where India fits in all of this. Sahil also explains asset allocation in very simple terms and why copying billionaire or endowment portfolios usually doesn’t work for retail investors. We also discuss how much Indians should invest outside India, whether gold and silver still make sense, and why mutual funds should match your personal goals, not just past returns. Towards the end, Sahil breaks down what Aladdin is and how BlackRock uses AI in managing portfolios. If you are investing for the long term and want clear thinking without hype, this episode is worth watching. — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@onepercentclub12 Instagram: https://www.instagram.com/onepercentclub/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 – Meet Sahil Chaudhary 00:51 – Which country delivers the best risk-adjusted returns? 03:27 – How much of your equity should really be in the US? 05:16 – Global investors worth tracking (and learning from) 06:19 – Why retail investors shouldn’t copy endowment strategies 08:29 – How you should think about asset allocation 11:36 – How global investors are positioning India right now 14:15 – Why money is flowing out of India (temporarily) 15:50 – How much overseas exposure makes sense for Indians 16:53 – Why Sahil avoids concentrated bets 19:23 – What an “ideal” asset allocation actually looks like 21:24 – Should gold & silver be part of your 2026 plan? 25:30 – Why your mutual funds must match your life goals 30:19 – What exactly is Aladdin AI? 31:57 – Ending Notes of the Podcast