Episode #1346 Join the Future of Real Estate Investing with Fundrise: https://fundrise.com/pockets You *want to buy a rental property,* so you put 20% down and *get a mortgage* to cover the rest. This is how _most_ investors buy real estate, but some (Dave Ramsey) think you can do it _without_ debt—or at least less of it. Can you _actually_ *build a real estate portfolio with cash?* Will a *shorter note kill your cash flow?* Today, we’re putting these two investing philosophies to the test! We’re answering more questions from the *BiggerPockets Forums* — this time, with help from *Deandra McDonald,* the investor who went from $4,000 to financial freedom with rental properties. After a debate on *using leverage in real estate,* we’ll field questions from a couple of *self-managing landlords* who are struggling with *tenant screening* and *turnovers.* Should you approve a “questionable” tenant if they’re pre-paying the year’s rent? How do you keep contractors on schedule when doing repairs? If you’re trying to *get into real estate investing with very little money,* what should you do? We’ll discuss whether it’s better to *raise capital* from family and friends to invest today or hold off until you’ve *saved up your own down payment.* Finally, an investor wants to *try their hand at hotel conversions.* With this being right in Deandra’s wheelhouse, she shares the *investing strategies that* have (and haven’t) *worked for her!* Episode Show Notes: https://lnk.to/biggerpocketsYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?utm_source=owned_media Let Us Know What You Thought of the Show! https://www.BiggerPockets.com/Podcastfeedback Grab the Book, _The Self-Managing Landlord_ : https://store.biggerpockets.com/products/self-managing-landlord?utm_source=youtube&utm_medium=description&utm_campaign=none Sign Up for the Investor Brief Newsletter: https://www.biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders _BiggerPockets Real Estate_ 1231 – Paycheck to Paycheck in His 40s, Millionaire in His 50s with “Boring” Rentals w/ Neil Whitney: https://www.biggerpockets.com/blog/real-estate-1231?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Deandra: https://www.biggerpockets.com/users/deandram1?utm_source=youtube&utm_medium=description&utm_campaign=none Connect with Henry: https://www.biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none