Family, 78% of Americans are living paycheck to paycheck, and 69% have less than $1,000 in savings. But if you follow this 90-day plan, you’ll be ahead of 95% of people financially—no hype, just real steps that work. Here’s what you’ll learn in this episode: - How to track every dollar and finally know where your money is going - Why most people never build wealth (and how to break the cycle) - The power of a real budget—and why it’s not a prison, it’s your plan to win - How to build your emergency fund (and why $1,000 isn’t enough anymore) - The debt snowball method to get consumer debt-free, for good - How to start investing—even if you only have $5 - Why building wealth is about habits, not just income - How to increase your income with side hustles and smart moves - The importance of daily accountability and community Mentioned In Todays Show: - In The Black App (Money Coach & Community): https://www.anthonyoneal.com/app - High-Yield Savings Accounts: https://www.anthonyoneal.com/savings - Compare Investment Platforms: https://www.anthonyoneal.com/invest Question for you: Which step are you starting with? Drop it in the comments and let’s build together. Ready to break free? Download the app, follow the plan, and let’s get to work. Freedom is possible—one decision at a time. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.