In this episode, we sit down with Tianwei Liu, a co-Founder and the CEO of StraitsX, to explore how blockchain technology is reshaping the future of payments and finance. As an engineer by training, Tianwei shares his journey from building automated payment systems to founding a company focused on solving real-world financial problems using blockchain. He highlights the power of blockchain's programmability, which allows for instant payment settlement and customization through smart contracts. This innovation can reduce delays and risks in transactions, especially in cross-border payments, where traditional systems often create friction and added costs. Tianwei also discusses the evolving landscape of digital currencies, including stablecoins, central bank digital currencies (CBDCs), and tokenized bank deposits. He explains how these new forms of money mirror traditional financial systems but offer improved efficiency and security through blockchain technology. While the tech behind these innovations is complex, the goal is to create seamless, user-friendly experiences that make transactions faster and safer. Tianwei’s insights offer a glimpse into how blockchain could fundamentally transform the way we think about payments and finance in the near future. For sponsorship requests, please contact us at: contact@undercovermedia.io