The personal finance expert explains why retirees struggle to spend their savings, how to build reliable retirement income, and why she changed her mind about annuities. Today on the podcast, we welcome back Jean Chatzky. Jean is the author of a new book about retirement planning called The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money. In addition, she has written several other New York Times bestselling books about money and investing. She’s also CEO of HerMoney.com and host of the podcast Her Money with Jean Chatzky. She served as the financial editor of NBC Today for 25 years and is the financial ambassador for AARP. She appeared frequently on CNN and MSNBC, and was a recurring guest on The Oprah Winfrey Show. The Forever Paycheck: The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money https://jeanchatzky.com/books/ We’d love to hear what you think about The Long View podcast. Please take a moment to share your feedback—thanks for listening! https://morningstarcx.qualtrics.com/jfe/form/SV_e2nt0hoPwnBbq6O?utm_source=eloqua&utm_medium=email&utm_campaign=improvingfinances&utm_content=none_77167&utm_id=40499&utm_source=feedotter&utm_medium=email&utm_campaign=FO-09-04-2026&utm_content=%5B%5Bpost.post_url%5D%5D&elqTrackId=a3bef7309b544696afb0febf52f97981&elq=8ce5917b40394adfbeedd1e4798c388e&elqaid=77167&elqat=1&elqCampaignId=40499&elqak=8AF5772FA339674D2066481DED35945172D084B4BC04D78B8408F7480EAE3CDAF1B1 Episode Highlights More From The Long View: Brett Arends: Worried About Outliving Your Money? There’s an Answer https://youtu.be/vvenMk-b8BA?si=rFOoclilS1mw60ZJ Dana Anspach: Don’t Let Fear Ruin Your Retirement https://youtu.be/gVCpPmnVMJ8?si=kKchCz6kXqr8Gpmz Stefan Sharkansky: The Retirement Rule That Leaves Too Much Money Behind https://youtu.be/LNigDSimJmo?si=2G-Pea4xhvfElJHe If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow The Long View on social media: Christine Benz on X (@christine_benz) https://x.com/christine_benz Ben Johnson on X (@MstarBenJohnson) https://x.com/MstarBenJohnson Christine Benz on LinkedIn: https://www.linkedin.com/in/christine-benz-b83b523 Amy Arnott on LinkedIn: https://www.linkedin.com/in/amy-c-arnott-cfa-6a1a7331 Ben Johnson on LinkedIn: https://www.linkedin.com/in/ben-johnson-cfa-5a288175 Subscribe to Christine’s weekly newsletter, Improving Your Finances https://www.morningstar.com/newsletters/improving-your-finances Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. This episode is sponsored by Vanguard: https://advisors.vanguard.com/engagement/fixed-income