Financial services are overdue for an overhaul. With a16z's newest general partner, Alex Rampell (who just officially started), this segment of the podcast explores the world of fintech... How software backed up by data is being brought to bear on lending, insurance, and the science (oftentimes art) of underwriting risk. We also get a taste of what life was like for Rampell running a successful internet business out of his bedroom -- an experience that would lead him toward the world of monetization/ payments and eventually co-founding numerous startups.