The personal finance author explains how AI is changing scams, why passkeys offer stronger protection, and how to make your financial accounts harder to compromise. Our guest on the podcast today is Mike Piper. Mike is the author of several personal finance books, the latest of which is called Household Cybersecurity: A CPA’s Guide to Protecting Your Accounts and Personal Information. Mike also writes a wonderful blog called Oblivious Investor, and he’s developed a free tool exploring Social Security claiming decisions called Open Social Security. One thing we loved about the conversation with Mike and about Mike’s book is his attention to the interplay between cybercrimes and cognitive decline as we age. He has a lot of helpful tips for troubleshooting that issue. One of the really interesting points he made was that financial problems can actually be an early warning sign of cognitive decline for an older parent or other family member. Mike shared simple, helpful tips that are easy to implement, including why you should create a guest network that’s separate from your main network at home, and how that can improve your cybersecurity. Household Cybersecurity: A CPA’s Guide to Protecting Your Accounts and Personal Information https://obliviousinvestor.com/new-book-household-cybersecurity-a-cpas-guide-to-protecting-your-accounts-and-personal-information/ Episode Highlights More From Morningstar Dana Anspach: Don’t Let Fear Ruin Your Retirement https://youtu.be/gVCpPmnVMJ8?si=Y_rKfUU7r3dTVFzS Erin Moriarity: My Dad Lost About $1.5 Million on Bad Investments https://youtu.be/8rI_JW5NrQY?si=0odas_vEP7Hhk6No Jean Chatzky: How to Create a Forever Paycheck for Retirement https://youtu.be/YfPlcduQQ9w?si=7_Jv9Wk4U3SgLgwp If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow The Long View on social media: Christine Benz on X (@christine_benz) https://x.com/christine_benz Ben Johnson on X (@MstarBenJohnson) https://x.com/MstarBenJohnson Christine Benz on LinkedIn: https://www.linkedin.com/in/christine-benz-b83b523 Amy Arnott on LinkedIn: https://www.linkedin.com/in/amy-c-arnott-cfa-6a1a7331 Ben Johnson on LinkedIn: https://www.linkedin.com/in/ben-johnson-cfa-5a288175 Subscribe to Christine’s weekly newsletter, Improving Your Finances https://www.morningstar.com/newsletters/improving-your-finances Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. This episode is sponsored by Vanguard: https://advisors.vanguard.com/engagement/fixed-income