
In this Australian Finance Podcast episode, Owen Rask sits down with Glen James to talk about buying your first property in Australia when the market feels tougher than ever. Glen explains why so many buyers feel stuck, why the old 20% deposit playbook no longer fits reality for many people, and what first home buyers can do instead of giving up. The conversation centres on Glen’s new book, The Quick Start Guide to Your First Property, and the practical mindset shift behind it. He argues that buyers need a clear why, a realistic time frame and a willingness to use every legitimate tool available, from the First Home Super Saver Scheme to low-deposit pathways and state-based support. Rather than obsessing over the perfect property straight away, Glen says the goal is to build a workable strategy and keep moving. Owen and Glen also cover the emotional side of property, why a good mortgage broker can help sooner than most people think, when professional advice is worth paying for, and how parents can better support children trying to enter the market. If you’re feeling priced out, overwhelmed or unsure where to start, this episode offers a grounded, practical guide to taking the next step. Chapters 00:00 Introduction 01:07 Meet Glenn James 01:40 Why Write the Book? 03:47 Opening Chapter Story 04:37 Traditional Property Path 07:34 Glenn's Love-Hate Relationship 08:46 First Buyer Mindset Loop 11:49 Knowing Your Why 18:37 Helping Kids Buy Property 23:21 Saving Timeline Reality 27:38 Four Budget Levers 33:06 First Home Super Saver 38:07 Government Schemes Compared 45:08 Working With a Mortgage Broker 47:14 Key Financial Professionals 51:31 Final Advice for Buyers Episode resources - Buy "The Quick-Start Guide to Your First Property": https://www.amazon.com.au/Quick-Start-Guide-Your-First-Property-ebook/dp/B0H6R1NPTX?ref_=ast_author_mpb - Buy Gemma’s book “The Money Reset”: https://amzn.to/42Uz0aK - Speak with the Rask Advice team: https://rask.com.au/advice - Ask a question (select the Finance podcast): https://bit.ly/R-quest Show partner resources - View VanEck's range of funds: https://www.vaneck.com.au/vaneck-etfs/?page=etf-selector - Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit: https://bit.ly/Pearler - Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith - Whatever comes next for your business, power it with Stripe: https://stripe.com EOFY deals to know about - ending June/July 2026 - 1 free trade per month, for 12 months, for new Pearler customers: https://bit.ly/Pearler Rask resources - All services: https://bit.ly/R-services - Financial Planning: https://bit.ly/R-plan - Invest with us: https://bit.ly/R-invest - Access Show Notes: https://bit.ly/R-notes - Ask a question: https://bit.ly/R-quest - We love feedback! https://raskau.typeform.com/to/ZbfHy6IP Follow us on social media - Instagram: https://www.instagram.com/rask.invest - TikTok: https://www.tiktok.com/@rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg