👉 If low self-worth is why you swallow the hard conversation — the raise ask, the boundary with family — grab 10 free scripts for exactly what to say instead: https://affordanything.com/scripts Two people can grow up with the exact same test scores — and as adults, one of them ends up earning double the other. Psychologist Marisa Franco says the deciding factor isn't intelligence, and it isn't luck. It's whether you actually believe good things are allowed to happen to you. Dr. Marisa Franco is a psychologist and professor at the University of Maryland, and the New York Times bestselling author of Platonic. She's back to talk about her new book, Worth: The New Science of Self-Esteem and Secure Attachment. Chapters: (1:05) The two very different types of high self-esteem (3:36) Self-esteem vs. self-worth: the real difference (4:37) Why self-worth predicts income more than SAT scores (11:21) Sabotaging your own portfolio right before you hit FI (13:15) The self-fulfilling prophecy behind financial fear (18:36) Why too much love can make you pull away (20:05) How low self-worth blocks promotions and job offers (31:13) The memory trick that can change your brain (37:19) Why self-worth matters most in a bad market (57:10) Does self-worth actually drive your net worth? ❓GOT A QUESTION? WE'D LOVE TO HEAR IT https://affordanything.com/voicemail 🎧 NEVER MISS AN EPISODE Apple Podcasts: https://affordanything.com/applepodcasts Spotify: http://affordanything.com/spotify 🤗JOIN OUR PRIVATE COMMUNITY: https://affordanything.com/community 🤗STAY IN THE LOOP: https://affordanything.com/newsletter 🛠 TOOLS AND RESOURCES: 👉 Worth: The New Science of Self-Esteem and Secure Attachment: https://drmarisagfranco.com/worth-the-book/ 👉 Marisa's website (speaking, articles, more): https://drmarisagfranco.com 👀 WATCH THIS VIDEO NEXT: Morgan Housel on the Psychology of Money — https://www.youtube.com/watch?v=mZilWU60-jE 👋 SAY HI ON SOCIAL: Facebook: https://facebook.com/affordanything Instagram: https://instagram.com/paulapant X: https://x.com/affordanything #SelfWorth #MoneyMindset #PersonalFinance #SelfSabotage https://youtu.be/bbqT1Jvh3oA