Trying to time the market is a flawed strategy because it is effectively impossible to predict the best entry points consistently.

“you have to be right when it's low and you have to be right when it's high most of you are not right about tying your shoelaces much less trying to time the market”

An individual should prioritize personal retirement savings and emergency funding over self-funding a new business or nonprofit venture.

“Second, I am wanting you to prioritize retirement savings. Uh because you're 39 years old. You and your husband are both 39. If you get aggressive about retirement savings now, you've got enough time to be okay.”