An emergency fund should be large enough to provide stability, which may require higher absolute amounts for households with a single earner and dependents.

“when you're dealing with smaller numbers it's almost like uh Things become a little less stable right so if you have 6 months uh with an income of $150,000 that's a that's a broad Financial base but it's kind of like if you put your feet together together and someone pushes you you're very likely to”