Partners should move beyond 50/50 splits and adopt proportional contributions to ensure both individuals can save and invest.

“If you want to feel good about money in your relationship, you have individual work to do, as Robin does, too. And your individual work has to do with becoming much more comfortable, fluent, and confident with money.”

Transitioning from individual financial management to a joint "we" approach is a significant but necessary adjustment for a successful partnership.

“It's been an adjustment thinking about we versus I. Uh, you know, I'm 36 years old now and every day of my life financially, it's been me me. How can I make sure that my financial future is okay today and how make sure my financial future is taken care of tomorrow”

Married couples should combine all of their finances to foster depth and intimacy in their relationship.

“It's radical to say in today's world that when you get married you're one in every part of your life in your money when you're raising kids. I'm like that's why you choose to get married is to do life with someone right to like lock arms and be like I'm going to walk this life with you.”

She believes that having an equal amount of guilt-free spending money is necessary for her to feel equitable in the relationship.

“If it's not equal, I won't feel equal. I think that would drastically impact my interest and ability to change income.”

Combining finances is essential for most couples to avoid unnecessary conflict.

“I think 99% of the time when you don't combine your finances, it works out poorly. I think it just invites fights.”

It is better for couples to combine their finances to foster a team dynamic and avoid keeping score.

“It creates a dynamic of a team dynamic versus one where you're kind of saying like we're going to keep score or we create like a bean counting mentality of you do this and you do that. You want to create a a communal environment in your relationship”