Ramit believes parents should not prioritize saving for children's college at the expense of their own retirement security, especially if they are already behind on savings.

“If you want to have a retirement, if you even want to be able to do the things that you talk about doing and take a vacation, unless there's a dramatic increase in income coming tomorrow, your kids have time and you two have far less. And so, I would prioritize And I say this as the son of Indian pa”

Erik believes that children should be expected to figure out how to fund their own higher education rather than having it fully provided by parents.

“They can figure it out. Nobody paid for my college and I was fine.”

Andrea believes that setting aside money for children's college education is the most responsible action parents can take to avoid burdening their kids with debt.

“It seems to be the most responsible thing to do for my child so he won't have to worry about his future and he won't be saddled with a lot of debt.”