Consumers should be able to switch bank accounts seamlessly to incentivize competition and discourage banks from creating artificial barriers to account mobility.

“we wanted to make that a reality because we saw the billions of dollars that large banks credit card companies were able able to harvest because they create an obstacle course to switching accounts”

Large commercial banks often provide poor service and are unreliable compared to smaller or newer banking alternatives.

“I hate these people, by the way. Like I like There There's some people that I've worked with at JP Morgan. I know they're good people, but I think the bank is a scam.”