The primary barrier to financial health is an obsession with keeping up with other people's spending.

“It's this overwhelming sense of keeping up with other people and this overwhelming sense of other people have more than I do and they're doing better than I am and they're happier than I am.”

He admits to being irresponsible with personal finances.

“we're obviously you know bad with money”

He admits to having poor financial habits throughout his life.

“why did that when I didn't have a I would have like 80 bucks in my account I would go spend 50 at the bar like I'm just bad with money I'm just horrible with it”

He admits he recently started buying extravagant luxury items despite previously knowing the value of money.

“I started buying stupid things. All right. Like what? Tell I bought a stupid watch in when I was in Miami about ballpark. Uh, you want to write it down? That's what rich guys do.”

He believes buying designer items at deep discounts rather than full price is a preferable way to shop.

“I'm quite liberal with me money but I'd rather buy five things sure so I'll wait until it comes down a little bit you know what I mean”