Heath argues that paying for better insurance is advisable because it significantly reduces out-of-pocket costs when medical emergencies occur.

“when it comes to like health insurance you want it not saying top dollar but you want to pay for a good insurance because some [ __ ] like this just cost so much money when you have that”

Zane observes that healthcare providers often inflate prices, but insurance companies can negotiate these costs down to lower, pre-set amounts.

“I think they jack up prices because they know they can charge these insurance company atomizer seat like that ticket ever actually like I had to be an adult and get like the breakdown because I just got knee surgery and I was like okay let's do this and like the amount that they charge they charge w”