Heath believes that if you are in a minor car accident, it is often better to pay for the damage directly rather than involving insurance to avoid rising premiums.

“if your rate goes up so much you're like and you calculate how much the rate went up you're like well I should have just paid for the Little Bend even somebody hit you your insurance is going to go up exactly and which is why I would never I would just right”

Billy T asserts that it is not one's fault if another vehicle hits the rear of their car.

“it's not your fault it is my fault no you get hit from behind it's not your fault I can't talk your fault if you get hit from behind your car it's not your fault it's literally that's why people pull in front of you and jam the brakes Bill exactly right you're you're innocent”

Zane experiences paranoia and hyper-vigilance about potentially causing or being involved in a car accident while driving.

“I've been so paranoid driving I'm like I cannot be hit by anybody”

Jared justifies his choice to initially lie about the car accident to Indiana by claiming he wanted to avoid adding to her stress.

“don't tell indy yet because she doesn't need any more to worry about tonight”