People living in large cities like New York generally exhibit higher levels of efficiency and public consideration than those in smaller southern cities.

“I also think some of it is regional. Like cuz when I go to New York City or London, people that live in big cities learn to be efficient. They learn to be a member of a fine tuned machine where millions of people live in the same place at the same time and they seem to be more efficient.”

People who take too long with personal organization at an ATM machine while others are waiting behind them are being selfish and inefficient.

“If you have an issue, you're going to have to go in the bank anyway. Go, go, go, go, go. There are five people in line. have some urgency and some self-awareness that you it's not the time to clean out your wallet while you're sitting at the ATM machine. I've had it.”