Creating fake invoices for renovations and using them to secure funds from lenders is illegal mortgage fraud.

“everybody involved you'd have this free flowing conversation where it looked a very above board the the um the title company knows about it they're cutting an official check to this Corporation it's being it was so it was so funny you'd walk out there like I just committed $100,000 in fraud”

Engaging in practices like cash-out refinancing based on inflated property appraisals is a form of mortgage fraud.

“what's wrong with that well that's mortgage fraud yeah yeah and the problem with the mortgage fraud in that is that that's not the actual value of the property”