If you’d like professional guidance from a SEBI-registered financial advisor, please fill out this short form - https://topc.typeform.com/cfo-yt Download the 1% Club App Now: https://app.onepc.io/?c=fws-yt-vid Vinny Arora is a founder and a SEBI-registered investment advisor, as well as a finance professor at Delhi University who achieved financial freedom by the age of 35. His journey combines academic expertise with real-world investing, starting from a modest ₹8,000 SIP to building a well-diversified portfolio across mutual funds, direct equities, and tactical assets like silver and international markets. Vinny brings a grounded, no-nonsense approach to wealth creation, focused on disciplined asset allocation, long-term thinking, and staying invested through market noise rather than chasing short-term trends. In this episode, you will learn why most Indians are silently losing to real inflation, how poor asset allocation keeps people stuck in the middle class, and what it actually takes to generate meaningful returns. Vinny breaks down how to identify high-growth sectors, spot monopoly and duopoly businesses, and build conviction in stock investing. He also shares his personal portfolio strategy, views on India versus global markets, and why making money in bull runs can be misleading. If you want to move from just saving money to actually building wealth, this conversation will change how you think about investing. Vinny Arora Linkedin- https://www.linkedin.com/in/vinny-arora-a1095815/ – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@FWSClips0 Instagram: https://www.instagram.com/onepercentclubshow/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan Connect with me: Instagram: https://www.instagram.com/financewithsharan/ Facebook: https://www.facebook.com/financewithsharan LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter: https://twitter.com/financewsharan #financewithsharan #finance #sharan