Billions in donations. Almost no required transparency. So where is the money going? Episode 106 of The Wild Chaos Podcast takes a hard look at one of the most uncomfortable questions in modern faith communities: where does church money actually go? We’re not attacking Christianity — we’re asking what happens when institutions handling billions in tithes and donations operate without the same financial transparency required of other nonprofits. CHAPTERS: 0:00 Church Wealth And Trust Issues 0:48 Show Intro And The Big Question 3:20 Nonprofits, Tithes, And Oversight 11:34 Chris Ayyub’s Background And Roots 16:40 Learning Controls In Corporate Finance 23:15 Building Religion Business And Broken Shepherds 30:33 IRS 990 Exemption And Key Loopholes 37:58 What Legally Counts As A Church 40:33 LDS Ensign Peak And Mega Assets 46:40 Following The Money Through Contracts 50:45 How Churches Target Wealthy Donors 59:49 Bible Literacy And Spiritual Manipulation 1:07:58 Operation Millstone And Protecting Kids 1:14:28 NDAs, Camp Abuse, And Trey’s Law 1:22:06 Why Systems Resist Real Reform 1:28:22 Where 10% Tithing Really Comes From 1:31:50 Giving With Discernment Beyond Institutions 1:41:21 Abuse Reporting Routed To Church Lawyers 1:47:28 Dark Money, Politicians, And Public Hypocrisy 1:51:12 Porn Industry Reality And What It Does 2:01:25 Fatherhood, Weak Men, And Culture Drift 2:14:08 Homeschooling And Raising Capable Kids 2:26:49 Sobriety, Accountability, And Walking In Light 2:36:14 Forcing Change By Redirecting Donations 2:40:42 The Donation Hotline Versus Real Help 2:44:36 Luxury, Real Estate, And Missing Millions 2:46:46 Threats, Surveillance, And Personal Security 2:58:04 Grooming, Sextortion, And Online Kid Traps 3:08:35 Funding ICAC And The Victor Marks Model 3:13:47 The Future Of Church Beyond Megas 3:21:44 Religion Versus Direct Access To God 3:25:20 Prayer, Surrender, And Final Takeaways Joining us is Chris Ayyub, co-founder of Broken Shepherd and executive producer of The Religion Business, now streaming. He breaks down the legal and cultural loopholes that allow church finances to remain largely opaque, including IRS 990 exemptions, housing allowances, and real estate structures that can quietly build wealth behind the scenes. We also connect this issue to what matters most: protecting people — especially children. From grooming patterns and sextortion to NDAs and overwhelmed ICAC task forces, this conversation highlights why transparency and accountability aren’t just financial issues — they’re safety issues. If you’ve ever questioned where your donations go or how to give with confidence, this episode puts language to that instinct. 👉 Share this with someone who gives faithfully. Subscribe for more real conversations. And tell us: what should churches be required to disclose? To learn more about The Broken Shepherds visit: https://app.brokenshepherds.com/home/missions To stream The Religion Business out now, visit: https://app.brokenshepherds.com/login/individual 🔗 Stay Connected With Us. Facebook: https://web.facebook.com/TheWildChaosPodcast Instagram (The Wild Chaos Podcast): https://www.instagram.com/wildchaospodcast/ Instagram (Bam): https://www.instagram.com/bambam0069/ TikTok: https://www.tiktok.com/@wildchaospodcast Website: https://wildchaosshow.com/ 📩 For business inquiries: bam@sempersocial.com ================================= ✅ About The Wild Chaos Podcast. Welcome to The Wild Chaos Podcast, where real, raw, and remarkable stories are shared. Hosted by U.S. Marine Corps veteran Bam Marshall, this podcast gives a voice to extraordinary people who’ve faced chaos and come out stronger. For Business inquiries, please use the contact information below: 📩 Email: bam@sempersocial.com 🔔 Want to hear from real survivors? Subscribe now and get inspired by remarkable stories of strength and resilience! https://www.youtube.com/@wildchaospod/?sub_confirmation=1 ================================= church finances explained tithing transparency where does church money go church accountability religion and money IRS 990 church exemption nonprofit financial transparency church wealth and donations religious organization finances church corruption discussion Broken Shepherd organization religion business documentary child protection nonprofit ICAC task force Wild Chaos Podcast #ChurchTransparency #druskiskitpastor #druskiskit #FollowTheMoney #FaithAndTruth #NonprofitAccountability #ReligiousInstitutions #ChildProtection #WildChaosPodcast #Thereligionbusiness #Tithing #ChurchReform #FaithConversations The Truth About Church Money Nobody Talks About | Ep. 106 Chris Ayoub Tithing: Faith, Money, and Accountability | Ep. 106 Chris Ayoub